Facing Repossession?We Can Stop It in 7 Days
If your lender has started repossession proceedings, you still have options. We can buy your house for cash in as little as 7 days — stopping the process, protecting your credit rating, and giving you a fresh start.
Free, confidential, no-obligation. We treat every case with complete discretion.
The Repossession Timeline
Understanding where you are in the process is critical. The earlier you act, the more options you have. We can help at any stage — but sooner is always better.
Missed Payments
Act NowYou miss one or more mortgage payments. Your lender will contact you and may add charges. This is the best time to act — you have the most options.
Default Notice
UrgentAfter 3+ missed payments, your lender issues a formal Default Notice. You have 14 days to bring payments up to date or face legal action.
Court Proceedings
Very UrgentYour lender applies to court for a possession order. You'll receive a court summons. You can still stop this by selling before the hearing.
Possession Order
CriticalThe court grants a possession order. You'll be given a date to leave. Selling at this stage is still possible but time is extremely limited.
Eviction
Too LateBailiffs arrive to enforce the possession order. At this point, the repossession is complete and will appear on your credit file for 6 years.
We can help at Stages 1–4.
The earlier you contact us, the more we can do. Don't wait until it's too late.
Your Options When Facing Repossession
You have more options than you think. Here's an honest breakdown of every route available to you.
Sell to a Cash Buyer (Fastest)
The fastest way to stop repossession. We can complete in as little as 7 days — often before a court hearing. You receive the equity from your sale, clear your mortgage, and walk away with a clean credit file.
Pros
Cons
Negotiate with Your Lender
Contact your lender directly to discuss a payment plan, mortgage holiday, or term extension. Lenders are legally required to consider reasonable proposals before proceeding to court.
Pros
Cons
Sell via Estate Agent
A traditional sale through an estate agent. Can achieve full market value but typically takes 3–6 months — often too slow to stop repossession proceedings.
Pros
Cons
Common Questions
Answers to the questions we hear most from homeowners facing repossession.
Yes. If you sell your property before the court grants a possession order, you can stop the repossession process entirely. A cash buyer like We Buy Homes 24 can complete in as little as 7 days, which is often fast enough to halt proceedings.
Don't Wait — Every Day Counts
The sooner you act, the more options you have. Get a free, confidential cash offer today and stop the repossession process before it goes further.
Free, confidential, no-obligation. We treat every case with complete discretion.